When it comes to your financial health, you can’t leave anything to chance right now. As unenjoyable as it may seem, you need to do some research so you can make a decision that you won’t regret. And if you’re sensitive about being called a cheapskate, you need to get over that. The people who toss around those terms are the same people who are in debt, so what do they know? Being thriftier will help you increase your cash flow and decrease your stress level.

Blurting out what’s on your mind or in your heart could leave you feeling emotionally exposed, hanging on for a certain response. If you’re feeling sensitive, consider keeping quiet for now.

Understanding your needs (let alone your partner’s) can be a daunting task, and a seemingly endless one. Asking questions helps. Meditation and quiet time do too. It’s how you keep a relationship from going stale!

You’ve made sure to keep your spending on a short leash, but you may experience a hard yank today. As long as you don’t stumble and fall, you’ll live to tell the tale. Be prepared; those impulses can be stronger than you think.