If managing your finances has become tricky, you’re in luck. A friend has some good advice that you should listen to. You might not like the sound of it at first, but once they tell you the impact that it has made on their money situation, you’ll be a true believer! If you want things to change, you have to be willing to put in more effort. Self-discipline isn’t always fun, but it is always effective. Take notes and get ready for some changes.

The time is right for making plans. Whether you set some long-term goals or just think about what to do next week, the stars are aligned to help the plans you make become reality.

A Hail Mary pass is just the ticket. Every relationship needs to do something risky now and then to put some excitement back in the game. What’s a crazy dream on the back burner? Go for it.

You’ve had a lot of time with kids and they’ve sucked their fair share of money out of you. You’re more than ready for adult adventures. That is, if you still have the stamina or the cash for them.