Take a look at the months ahead. Today is an excellent day for long-term plans, so start thinking about what you want to do and where you want to go over the course of the next year or two. Try to pencil in as many vacations, family reunions, dinner parties, solo excursions, and romantic weekend trips as you feasibly can. There is no such thing as too early to nail down a date. Details will be easy to arrange, so why not get planning?

Your friends are anxious to see you, so ring them up to plan a quick get-together. Head out for karaoke or try a retro night of bowling or pool. The more, the merrier.

Keep your current friction with authority in the workplace and not at home. While your mate wants to help put your mind at ease, no one likes to suffer through relentless negativity.

The need to be thrifty is not just your private problem. In fact, those around you are adjusting to the same constraints. You’ll be doing everyone a service by simply mentioning it.