Has someone’s super-size ego been getting on everyone’s nerves for a while now? Today, it’s up to you to step up and alert them to the fact that their behavior is being perceived as arrogant. That the people who care about them most are starting to wonder if they’ve changed into a braggart. You are the most diplomatic of anyone in the group, and only you can deliver the news without making them defensive. Tell them they can’t act like they are better than everyone.

Do you really need that new toy? Can you find a way to live without that set of designer shoelaces? Just put them back. You’ll be glad you did when an especially fun but somewhat pricy date arrives.

Your adventurous side is showing and at just the right moment. You can’t wait to go white-water rafting or learn to fly a plane. Or maybe you’re thinking of taking an emotional risk with your partner. It’s just as exciting!

Things are going from bad to worse. In fact, they’re getting downright extreme. You’re not living in a tent city just yet, but do take your situation seriously. Make changes in your spending while it still matters.