Are you feeling a frosty chill from someone who’s usually warm and sweet? Ask them if something is wrong, and if they tell you “nothing,” don’t push it. Respect their boundaries and assume that if they wanted to talk to you about something, they just missed a perfect opportunity to do so. Don’t spend too much time thinking about why they’re different today. You will have too much of your own stuff to deal with. You can’t pry things out of people.

Your mind may be on a faster track than others, so you could get impatient if they seem too slow. Try to be calm – it makes for better relationships. If you need to let off steam, exercise is the key.

Inwardly, you want to know why you’re going to all this trouble. The answer is because both you and your partner are worth it. And if you don’t make the effort to believe that, who will?

No matter how dire your circumstances seem, facing this money situation is like facing just one more obstacle in your path. If you ask the right questions, there’s no reason it can’t be the path to success.