You need to know where to go for the information that will help you the most in life. Instead of asking friends for advice on how to fatten up your rapidly-thinning piggy bank, go ask an expert. Friends are who you should talk to about your love life, work hassles and other personal dramas. But when it comes to finances, investments and your savings account, you don’t want to mix those two worlds. Sharing too much about how much money you make or have could also create unnecessary friction.

Breaking out and trying different things not only invigorates your outlook but also improves your mood. Recruit a friend to go on an adventure with you, or better yet, use this opportunity as an excuse to get to know someone new.

Bickering won’t change a stubborn mind. Sometimes it’s better to agree to disagree and just move on. Then you can spend more time on the making up. That’s something you’ll both enjoy.

You have all the confidence of two years ago with a fraction of the net worth. At least you finally know for sure that you’re actually not made of money. All jokes aside, it’s nice to know where your self-assurance actually comes from. You.