An unexpected invitation might be too good to pass up, so don’t let the potential price tag associated with it keep you from saying yes. Just because you might be pinching your pennies right now doesn’t mean that you can’t afford to splurge a little bit, especially in this situation. Go for it and commit fully. Don’t try to slide by on the cheap. You’ll only annoy others and deprive yourself of the whole experience. Go with an “in for a penny, in for a pound” attitude.

You love making conversation, and your way with words draws all kinds of interesting and attractive people into your orbit. Just remember that making a connection is different from making a collection.

Something is bugging you, and you might have a hard time explaining it to your partner. Don’t panic. You might just need to slow down and point out the little details that only you can see.

You’re way behind on your goals. You need to get fit, both physically and financially. Exactly when were you planning on getting started? Don’t kid yourself that you’re being anything but lazy. Coffee, good conversation, a look at the books — do whatever it takes to get motivated.