Your desire to get ahead could find you in an audience of equally ambitious folks, listening to an exciting business presentation. But hold your horses before you go galloping off in pursuit of the pot of gold at the end of the rainbow. Does this opportunity truly have the potential the presenter depicts? The only way to find out is to banish the stars from your eyes and thoroughly investigate the company and its claims. Insist on references, not just pep rallies, and check the firm’s reputation with business and governmental agencies.

This is a painful time in your life — everything seems so shifty and unsettled. Between work and romance, you wonder when it all with settle into a cool, comfortable routine. It may not for a while, so just plant those feet and find your sea legs.

Making a chore chart seems so naggy, but if that’s what it takes, that’s what it takes. It’s amazing how the fundamentals of being together can fall by the wayside. Do some maintenance work on your partnership.

No one is getting a pay raise any time soon. In fact, many around you are taking home less now than they did a year ago. That doesn’t mean you should settle for less than you’re worth, but do tip your hat to the new culture of frugality.