There’s an immense amount of bravery in facing what frightens or intimidates you, and this is what you need to do today. Try to find situations you would normally avoid and be confident that you can handle them. After the first few seconds of an awkward situation, you’ll see how easy it is to be yourself and be content in your differences with others. Embrace what they have to say. Once you understand them better, they won’t intimidate you so much.

Avoid inertia right now. The urge to hover over the computer all day might overwhelm you if you don’t do something early on. Invite a good friend out so you can see and be seen.

Take some time today to think about equality. Emotional equality, that is. Are you too flexible? Are you not flexible enough? It’s only through equal give-and-take that you two will stay balanced.

If you had a physical complaint, you wouldn’t treat the symptoms until you knew what was causing them. The same is true with your lack of funds. They are mere symptoms of a bigger issue. A loan is nothing more than a band-aid.