Financial considerations could tempt you to throw away donation requests from worthy nonprofits that you’ve supported in the past. Overcome your overcautious approach to cutting back expenses. Even if you’re in a bit of a financial bind at the moment, you can still contribute something and spread some good in the world. The small amounts you send will hardly impact your budget. It will give you a smile of satisfaction rather than a miserly frown.

Try to mix a bit of pleasure into all that mundane business. For every ten boring reports, send one message to a crush or online cutie. Between the gym and the supermarket, swing by that cafe with the hot barista.

Are you saying yes to so much that your own sense of well-being is suffering? Take a step back. Let others do their own heavy lifting. Listen to yourself. It’s time to figure out what you need before it’s too late.

Research is mandatory, but doing it in a planned, well-thought-out way is key. Going about it willy-nilly won’t get you the information you need. Do it right, though, and you’ll unearth some surprising and profitable secrets.